Overpaying for health coverage that still leaves gaps?
BizBenefits360 gets you real group-rate health insurance, up to 57% below individual market pricing, whether you're covering yourself or building a plan for your team.
Coverage backed by major national carriers, including Blue Cross Blue Shield, Aetna, Humana, Cigna, United Healthcare, and VSP.
How does group-rate coverage end up cheaper than what you're paying now?
Individual health plans price you alone, so you absorb the full risk on your own. BizBenefits360 connects you to an established group network already negotiated at scale, giving you access to the same lower group pricing large companies get, without needing hundreds of employees to qualify.
See Typical RatesUnderwriting that doesn't work against you
Most people assume they'll get penalized for their health history. Here's what actually happens with BizBenefits360.
No height/weight restrictions
Underwriting looks at your health history, not a chart.
No tobacco rate-up
Smokers and non-smokers pay the same rate.
Type 2 diabetes accepted
A Type 2 diagnosis alone won't disqualify you.
Pre-existing conditions covered
Conditions untreated in the last 5 years are covered from day one.
Available in 49 states. Not currently offered in Washington.
Which of these describes you?
You're covering this entirely on your own.
If you're self-employed, a 1099 contractor, or buying individual coverage, you want real insurance without the individual-market markup, not a bare-bones plan dressed up to look like one.
You want to offer this to your team.
If you run payroll and have W-2 employees, you can offer this as a genuine benefit, with the option to contribute to the cost or let employees cover it themselves.
“I went from paying full price with a high deductible to real group-rate coverage, saving $650 a month. That's $7,800 a year back in my pocket.”
— Kara, BizBenefits360 memberReady to see your real rate?
Book a short call and we'll walk you through exact pricing for your situation, no obligation, no pressure.
Schedule a Call